Yet another way to be defrauded.
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@guigirl I really love those who want to see real cash disappear.
When your money is just a line of code in a bank system... everything is possible.
Would it be fraudsters, the government, the bank, hackers, a general electric failure, bugs, etc. your money is at risk (IMO). -
@ornorm , for more irony, the money for the bank is only virtual, but not for the customer.
It is one of the reasons why, apart from regular monthly transfers to companies, I do not make one-off transfers online, I make them in the bank itself. -
@guigirl said in Yet another way to be defrauded.:
How diabolically clever!
Telephone banking is far more powerful than internet/app banking platforms.
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@guigirl said in Yet another way to be defrauded.:
mobile phone banking is more insecure than pc-based banking
Agreed. But I don't believe banks see it that way. If you bank by Phone (mobile or Landline), banks automatically think 'Oh that must be client xyz' and let you in with a four digit PIN.
If you log-in by PC you are bombarded with security questions and/or 2FA. -
@greybeard , yes, but I'd rather have to enter a good password with 2FA, than ask myself, how long a Hacker needs to figure out a 4-digit PIN.
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@catweazle said in Yet another way to be defrauded.:
...how long a Hacker needs to figure out a 4-digit PIN.
Is not 1234?
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@stilgarwolf , no, I use to deceive 1235
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@catweazle Agreed. The One reason I insist on a Landline.
I place more trust in that Landline than a glorified portable Ham radio that can take pictures.
I've known Ham 'tinkerers' that had modified mobile handsets to be able to access the phone network back in the late 1970's.